Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Don't Count on Your Home Insurance Policy for Coverage!
Posted: June 12, 2012
Do you run your photography business from home? Don’t be fooled into thinking that your home insurance policy is providing you with the appropriate coverage. According to a survey conducted for the Independent Insurance Agents & Brokers of America, a trade association suggests 40 percent of people who work from home thought incorrectly about their homeowners’ coverage.* “The typical home insurance policy provides zero coverage...
What type of Photography Insurance Policy do I Need?
Posted: June 4, 2012
Prospective clients will often ask us, “What type of policy do I need?” Without assessing the nature of your photography business, our answer is always “it depends.” The insurance problem solvers at APA Insurance believe that there is no cookie-cutter coverage that is going to fit the needs of every photographer-each photographer is different with a unique business model. Thus, we design a custom coverage...
Because Camera Equipment is Not Cheap...
Posted: June 4, 2012
Professional photographers know that camera equipment is not cheap. Oftentimes, it takes years for photographers to acquire the equipment that allows them to make the most of their work. And, when photographers have their equipment collection “just right” the last thing they want is an accident. Unfortunately, the insurance industry exists because of one everlasting fact of life—accidents happen. What would you do if your...
A Photographer's Risk Exposure – How protected are you?
Posted: May 25, 2012
Imagine this scenario: Your shoot is going well. The client loves your work, your team collaborates like a well-oiled machine and than this: An elderly woman trips over your gear during a location shoot and lands in the hospital with a broken hip? Or, your 6-year-old talent accidentally touches a hot light and becomes injured on your set. These are not just hypothetical scenarios; these...
Photography Insurance: BODY IN MOTION Contest
Posted: May 8, 2012
As your Photography Insurance experts, we make it our mission to not only protect your business with the RIGHT coverage as a professional photography insurance client, but also pass along news that is relevant. Thus, we are happy to share a “Body in Motion” contest sponsored by Profotio.com. $600.00 in cash prizes will be awarded. The contest deadline is June 1, 2012 (11:59PM CST). Eligibility: Open...