Weighing the Benefits of Worker's Comp
Posted: December 7, 2021
Weighing the Benefits of Worker's CompWeighing the Benefits of Worker’s Comp What began as the Federal Employers Liability Act in 1908 to protect railroad workers in the event of injury inspired the realization of state-based Worker’s Compensation laws throughout the nation. Designed to serve as a safeguard for businesses and their employees alike, Worker’s Compensation Insurance can act as a safety net from potential financial ruin in the event of...
Workers Comp Explained and Why It's Important For Your Photography Business
Posted: June 27, 2019
Workers Comp Explained and Why It's Important For Your Photography BusinessHey Photographers, Let's talk Workers Comp!This coverage will provide benefits, as specified by state law, to employees (freelancers subcontractors) for work related illnesses regardless of who is at fault. Typical covered expenses include medical expenses, healthcare costs, disability income benefits and death benefits. Please note most personal health/medical insurance policies do not cover work related injuries. If you have anyone working under your supervision/discretion and they...
Why Pro Photographers Need Workers’ Comp Insurance
Posted: May 8, 2018
Why Pro Photographers Need Workers’ Comp InsuranceMany photographers often neglect thinking about workers' comp or simply assume it is already included in their Business Owners/Liability policy… but think again. How does it work: Workers' Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of...